"Copyright The HR-XML Consortium. All Rights Reserved. http://www.hr-xml.org" Terms of license can be found in license.txt. Stand alone (but non-normative) version of schema, with all "includes" inserted explicitly. This file is auto-generated. It should be considered a "convenience" alternative to the normative versions. After merging all includes, the result is passed through a stylesheet which deletes any duplicative global components as well as any unused global types. Finally, it sorts by component name. Adult Credits Continuing Education Unit Carnegie Units No Credit Quarter Hour Credit Semester Hour Credit Units Vocational Credits Other Type of Credit Must conform to ISO 3166 Representation of Countries. Remedial Basic Teacher's Aide General Applied Survey Regular Specialized Topics Advanced Honors Gifted and Talented Advanced Placement Special Education Vocational Education Independent Study Work Experience Adult Basic Adult Secondary International Baccalaureate Summary of all courses taken at all institutions Academic Renewal Summary of all courses taken at sending institution Dual Level (Upper Division and Graduate) Dual Level (Graduate and Professional) Summary of All Courses Taken at All Institutions, excluding Repeated and/or Forgiven Courses Summary of All Courses Taken at the Sending Institution, Excluding Repeated and/or Forgiven Courses Graduate (postsecondary) Higher or Upper division (postsecondary) Institutional Credit Lower division (postsecondary) Work in the Major or Program Professional Remedial (postsecondary) Summary of Transfer Work Only Undergraduate (postsecondary) Summary of Transfer Work Only, Excluding Repeated and/or Forgiven Courses Must conform to ISO 4217 - Representation of Currency and Funds Did not complete secondary school Standard high school diploma Advanced or honors diploma Vocational diploma Special education diploma Certificate of completion or attendance Special certificate of completion General Education Development Diploma (GED) Other high school equivalency diploma International diploma or certificate (such as International Baccalaureate) Must conform to ISO 5218 - Representation of Human Sexes (0 - Not Known; 1 - Male; 2 - Female; 9 - Not specified) Postsecondary Certificate Or Diploma (less than one year) Postsecondary Certificate Or Diploma (one year or more but less than four years) Associate Degree (e.g., Associate In Arts, Associate In Science, Associate In Applied Science) Baccalaureate Degree Baccalaureate (Honours) Degree Postsecondary Certificate Or Diploma (one year or more but less than two years) Postsecondary Certificate Or Diploma (two years or more but less than four years) First Professional Degree Post-Professional Degree Graduate Certificate Master's Degree Intermediate Graduate Degree Doctoral Degree Post-Doctoral Degree ISO 639-1 two character code is preferred, but not required. Further refines the name of the institution. Summarized description of the account ownership. The type code assigned by the repository. Description as provided by the repository. Summarized description of the account status. The type code assigned by the repository. Description as provided by the repository. Summarized description of the account. The type code assigned by the repository. Description as provided by the repository. The credit repository bureaus can identify the type of business of the liability holder or the entity requesting a credit report as listed in a credit inquiry record. This information is needed for an automated scoring application. This data is available for liability and inquiry records from Equifax, Experian and Trans Union. Summarized description of the type this value is defining. The type code assigned by the repository. Description as provided by the repository. Organization name of credit grantor or organization requesting the credit report. When a liability account has been transferred or is being handled by a collection agency, this element indicates the name of original creditor. Organization number of credit grantor or organization requesting the credit report. Information may need further review. Organization name of credit grantor The date that the credit liability account was closed by the liability holder (by either the borrower or the liability holder). The account number assigned to the liability account as provided by the credit repository bureau. Date the account was opened. Describes the ownership relation of the borrower(s) to the liability account (i.e. are they solely responsible, jointly responsible, a co-signer on the account, etc.) Also refered to as ECOA Code. The date that the credit liability was reported paid to zero by the liability holder. The date that the credit liability data was reported by the liability holder. Status for an account as of the Account Status Date. The Status Date is the date that the accounts Current Rating was CHANGED to that status by the liability holder. If the Current Rating status is Bankruptcy, for example, the Status Date would be when the account first went into bankkruptcy. This describes the type of account established with the Liability Account Holder - credit line, installment, mortgage, open, revolving). Balance owed as of date. Credit Liability Balloon Payment Amount. The current credit limit for the account as reported by the liability holder. This element contains an enumerated list of common loan types. If the loan type is Other, then preceed the description with x:. The amount charged off by a liability holder, usually for an account in collection. A description of any collateral for the loan (for example, 97 Corvette). This element indicates whether or not the consumer (borrower) disputes information reported for this account and has filed a FCRA dispute form. The liability accounts current rating (as of Date Reported) for how timely the borrower has been making payments on this account. This element indicates whether or not the liability account contains adverse or derogatory information. The highest balance recorded for the account by the liability holder. The highest credit limit established for the account by the liability holder. It could be higher than the current credit limit. The date of last account activity (such as last charge or last payment)reported by the liability holder. Current Manner of Payment The most recent date and payment history code of the worst status beyond the current payment history element's contents. The number of times the liability account was reported late by the liability holder. This count will typically cover 30, 60, 90 and 120 days. The most recent amount that the borrower was reported delinquent by the liability holder. The original amount of the loan. This is a set of previous monthly payment ratings beginning with the Payment Pattern Start Date. The monthly amount the consumer has paid or is scheduled to pay. The estimated monthly amount the consumer will pay or is scheduled to pay. The monthly amount the consumer is scheduled to pay. The number of months of account history reported by the liability holder. This is the period over which Late Counts are accumulated. The amount that the borrower is currently past due as reported by the liability holder. The date the account first reached the present status level. Comments reflecting the payment history of the account as of the balance date. Comments reflecting the payment history of the account as of the balance date. Repository code identifying the payment history of the account as of the balance date. A text description for the loan terms (for example, 360 months at $820 per month). The total number of months established as terms for repayment of a loan. Indicates whether the monthly payment terms amount was provided by the repository bureau, or calculated by the credit bureau. The balance owed on a liability account as of the Date Reported by a repository bureau or credit bureau. Contains the individual unparsed lines of credit information. Informational messages provided by the organization granting the credit. Summarized description of the loan type. The type code assigned by the repository. Description as provided by the repository. This is the accounts Manner Of Payment (MOP) rating code for the associated Delinquency. This is the accounts Manner Of Payment rating type for the associated Delinquency. Lists the date (month and year) that the borrower was late on payments. Personal data related to the Search Subject that the search(s) was performed upon. Contains contact information for the credit bureau(s) and/or other organization responsible for reporting the information contained in this credit report. Contains the individual unparsed lines of credit information. Informational messages provided by the organization granting the credit or the repository. Date that credit file was established. Date of credit file's last activity. File reference number as assigned by Credit Bureau. Identifies other or prior names and identifiers. Dollar amount of revolving tradelines. Dollar amount of revolving tradelines. Dollar amount of revolving tradelines. Dollar amount of closed tradelines that still contain a balance. Other personal identifier such as school or student number. This type is the same as the DatesOfAttendanceType, except it is an unbounded sequence. This remains for backward compatibility only. Identifies the measurement system. i.e. GPA Code indicating the type of credit used (awarded) by the institution. Code indicating the level or type or both, of work which is reflected in the grade average and the credit hours If True, this is a summary of all work included in the record. This is the total number of credits (or credit hours) included in the grade point average for this particular summary. Inclusion or exclusion of certain credits depends on the policy of the sending institution. This is the total number of credits (credit hours) included on the record for this particular summary. This would normally be all credits for which the student paid, whether or not the credits were used to calculate the grade point average. Examples of credit hours to be included, if available, are credits for which non-punitive grades such as "I" or "W" or "Audit" were awarded. This is the total number of credits (credit hours) attemptedand earned and included in this summary. This is a student's numerical class rank with the highest student in the class having a rank or position of 1 Identifies the measurement system. i.e. GPA The grade point average of a student. The value specifying the minimum of the measurement range The value specifying the maximum of the measurement range This is a code indicating that an A+ grade has a value higher than the highest possible GPA. False - It is not possible to have a higher GPA than indicated in Range Maximum. True - It is possible to have a higher GPA than indicated in Range Maximum. The subject studied, as expressed on the diploma. The date the person received their degree. The name of any other honors, such as Phi Beta Kappa, etc. that the student may have received. The official names of any and all major courses of study associated with the student's degree title. If applicable, these fields should be used to reflect the official names of any and all minor courses of study associated with the student's degree title. Optional sequence number to associate related groups of information represented by the parent element. Container for the unparsed line or other undefined report detail. The type attribute of the parent element will identify the content of this element. i.e. header, detail, etc. Date of inquiry. Inquiring organization's name inquiring on consumer. This element contains an enumerated list of common loan types. If the loan type is Other, then preceed the description with x:. A text description for the loan terms (for example, 360 months at $820 per month). The result from a credit inquiry - did the lender offer credit, refuse credit, etc. Contains the individual unparsed lines of credit information. Informational messages provided by the vendor of the credit report. Identifier reflecting the program code(s) associated with any Major course of Study. Reflects the official names of any and all major concentrations associated with the student's degree title. For example, a Math major may have an Applied Math concentration even though this area of concentration is not required to pursue a Math major. Reflects the official names of any and all major courses of study associated with the student's degree title. Reflects the official names of any and all major options associated with the student's degree title. For example, a particular institution may require their Engineering majors to select either a Mechanical Engineering option or a Structural Engineering option. Additional identification of the message or alert source. i.e. EquifaxSAFESCAN, Lender, RepositoryBureau, etc. The credit data repository bureaus sometimes send alert messages with a credit file. This data element may also hold comment text data that can appear in various locations on a credit report. The Classification describes the source of the comment and the type attribute of the parent element identifies the message as an alret, comment, etc. Identifier reflecting the program code(s) associated with any Minor course of Study. Reflects the official names of any and all minor courses of study associated with the student's degree title. The date of the beginning of the data in the Credit Liability Payment Pattern Data. The date of the beginning of the data in the Credit Liability Payment Pattern Data. Deprecated in favor of OrganizationName element. Information may need further review. Describes the ownership relation of the borrower(s) to the liability account (i.e. are they solely responsible, jointly responsible, a co-signer on the account, etc.) Also refered to as ECOA Code. The Docket Number or Case Number assigned to the Public Record by the court. The name of the attorney (normally the plaintiff) reported in the public record. The amount of the defendants declared assets at the time of bankruptcy. The amount of the defendants declared liabilities at the time of bankruptcy. The name of the court reporting the public record. Reporting court's number. This element indicates whether or not the consumer (borrower) disputes information reported for this public record and has filed a FCRA dispute form. Organization name of the original credit grantor if different then the Plaintiff name. The date that the public record was filed by the court. The name of the defendant in a public record. This element indicates whether or not the public record contains adverse or derogatory information. This element provides the date that the Public Record Disposition Type first became effective. This element contains an enumerated list of disposition types. If the disposition type is Other, then preceed the description with x:. This is the amount listed in the public record that the defendant is obligated to pay. This element indicates whether or not the data in the public record has been manually updated by the credit bureau based on an investigation. The maturity date of a guaranteed loan filed through a court of public record. The date that the Legal Obligation Amount was paid to zero. This element indicates the frequency of payments allowed for the Legal Obligation Amount. The name of the plaintiff in a public record. Typically the name of the attorney or credit grantor. This is the enumerated type of public record reported by the credit bureau. If the type does not fit one of the enumerated categories, prefix the type with x:. The date that the public record data was last reported by the court to the credit repository bureau. The date that the public record case was settled. if status is satisfied, released, vacated, discharged or dismissed. True if consumer voluntarily dismissed bankruptcy. Contains the individual unparsed lines of credit information. Informational messages provided by the organization granting the credit. Identifier of the School, College or institution attended. Associated type attribute further qualifies the name as current, prior, degree or joint. School, College or institution attended. Associated type attribute further qualifies the name as current, prior, degree or joint. Deprecated in favor of the School / SchoolName path. School, College or institution attended. Associated type attribute further qualifies the name as current, prior, degree or joint. Summarized location of the entity. The campus, department or other organizational unit for the educational institution. Deprecated in favor of Degree construct. Deprecated in favor of Degree construct. Deprecated in favor of Degree construct. Deprecated in favor of Degree construct. Deprecated in favor of Degree construct. Identifies the score algorithm model name used to produce the referenced credit risk score. Numeric credit score resulting from credit evaluation model. Can be generated if a negative public record or collection is present or in the case of Trans Union, when a MOP 07 or higher condition exists. Factors of the borrowers credit which give context to the referenced credit score. The factor code is normally a numeric code. Contains the individual unparsed lines of credit information. Informational messages provided by the organization granting the credit. Personal data related to the Search Subject that the search(s) was performed upon. Contains contact information for the credit bureau(s) and/or other organization responsible for reporting the information contained in this credit report. Contains the individual unparsed lines of credit information. Informational messages provided by the organization granting the credit or the repository. Dollar amount of installment loans. Total number of collection accounts. Total number of collection accounts transferred to third party collection agency. Delinquency Counters The number of times the liability account was reported delinquent by the liability holder. This count will typically cover 30, 60 and 90 days. Number of times derogatory. Number of inquiries in file. Indicates if file contains foreign bureau information. Dollar amount of revolving tradelines. Number of inquiries in file. Total number of Installment accounts. Total number of Mortgage accounts. Most recent Date of trade. Number of tradelines with derogatory status codes. Oldest Date of trade. Total number of open accounts. Dollar amount past due. Dollar amount of monthly payments. Number of inquiries during period supported by vendor of credit information. i.e. Experian's time frame is last 6 months. Indicates the number of Public Record items on the Profile. Dollar amount of Real Estate Balance. Dollar amount of real estate payments Total number of Revolving accounts. Whole percentage amount from 0 - 100, showing the percent of revolving credit available. Number of trades or other items in file. Number of tradelines with past derogatory status codes Contains the individual unparsed lines of credit information. Informational messages provided by the organization granting the credit. How long this supporting material is valid. Embedded document or text. We could have a multi-page item with same metadata, so this needs to repeat. Documentation note: data COULD be inside a CDATA section. Beware! The original name of the file. Attached document or file. We could have a multiple attachments that make up one document, so this needs to repeat. If there are multiple parts, use this, otherwise use SupportingMaterials ID. The original name of the file. URL here or in DublinCore? The original name of the file. Jurisdiction information, disclosure information. What's in it, what to do with it once you have opened it or general comments. If required to validate document. The content of this element could be an internal account or user identifier that will receive a copy of the screening results. The functionality of the content will be identified by the idOwner and name attributes. In order to prevent a possible "ambiguous content model" errors in an instance, unbounded sequences were either eliminated from or deprecated in all HR-XML schemas. Removing unbounded sequences ensures that ambiguous errors are not found in an instance. The unbounded sequence here is officially deprecated and will be changed to a single sequence. Usage is primarily for the results of a screening, but is not limited to that purpose. If required to login to document. Supporting materials are commonly passed with HR transactions. Examples may include a picture associated with a resume, a copy of a driver's license sent as part of a background check, proof of good health sent with a life insurance enrollment, a copy of diploma or license, or a copy of a pay stub. Supporting materials may also include visual/audio media and binary data. HR-XML Technical Steering Committee endorsed extension element.