HR-XML 3.0 Standards, 2009  September  23.

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Simple Type: CreditRatingCodeEnumType

Parent type: xsd:normalizedString (derivation method: restriction)
Name CreditRatingCodeEnumType
Content
  • Base XSD Type: normalizedString
  • value comes from list: {'AsAgreed'|'BankruptcyOrWageEarnerPlan'|'ChargeOff'|'Collection'|'CollectionOrChargeOff'|'Foreclosure'|'ForeclosureOrRepossession'|'Late30Days'|'Late60Days'|'Late90Days'|'LateOver120Days'|'NoDataAvailable'|'Repossession'|'TooNewNotYetRated'|'WageEarnerPlan'}
Documentation A set of codes that classifies whether the account is being paid on time as agreed or the applicable delinquency rating classification. Derived from MISMO.org values for CREDITREPORTING_CreditLiabilityCurrentRatingTypeEnumerated. The MISMO values serve as normalized versions of the various similar credit depository codes. These are sometimes referred to as "manner of payment" codes. Credit bureaus may pass both descriptive enumerated values such as below and/or a terse two or three character "RepositoryCode" (i.e., a code prescribed by the relevant credit repository) corresponding to the same rating. For example, the identifier "00" may be equivalent to an enumerated value such as "Too New Not Yet Rated". Both the descriptive enumerations and the identifiers may be but not used
Schema Component Representation
<xsd:simpleType name="CreditRatingCodeEnumType">
<xsd:restriction base="xsd:normalizedString">
<xsd:enumeration value="AsAgreed"/>
<xsd:enumeration value="BankruptcyOrWageEarnerPlan"/>
<xsd:enumeration value="ChargeOff"/>
<xsd:enumeration value="Collection"/>
<xsd:enumeration value="CollectionOrChargeOff"/>
<xsd:enumeration value="Foreclosure"/>
<xsd:enumeration value="ForeclosureOrRepossession"/>
<xsd:enumeration value="Late30Days"/>
<xsd:enumeration value="Late60Days"/>
<xsd:enumeration value="Late90Days"/>
<xsd:enumeration value="LateOver120Days"/>
<xsd:enumeration value="NoDataAvailable"/>
<xsd:enumeration value="Repossession"/>
<xsd:enumeration value="TooNewNotYetRated"/>
<xsd:enumeration value="WageEarnerPlan"/>
</xsd:restriction>
</xsd:simpleType>

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