Open Enrollment. A period designated for plan participants to change plans and/or their elections of options under those plans. Typically, a period of a week or weeks occurring once a year.

New Hire. The beginning of an individual's term of employment.

Pay and Benefit Election Changes. A wide variety of financial and life events can in turn trigger the need for employers to make changes to benefit elections, payroll withholding, tax allowances claimed, beneficiaries change, benefit providers, changes in contribution/allocations, etc.